:root{--accent:#3d7a2a;--accent-d:#2e5e1f;--tint:#eef6ea;--hero:#1f3a17;
--ink:#1c2321;--muted:#5b6662;--line:#e3e8e5;--bg:#fff;--alt:#f6f8f7;--r:12px;--sh:0 6px 24px rgba(20,30,25,.08)}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
img,svg{max-width:100%}a{color:var(--accent)}a:hover{color:var(--accent-d)}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;letter-spacing:-.01em}h1{font-size:clamp(1.9rem,4.2vw,2.8rem)}
h2{font-size:clamp(1.4rem,2.6vw,1.85rem);margin-top:1.6em}h3{font-size:1.15rem}
p{margin:0 0 1em}.wrap{max-width:1140px;margin:0 auto;padding:0 20px}.narrow{max-width:760px}
.center{text-align:center}.sub{color:var(--muted);max-width:640px;margin:0 auto 28px}.muted{color:var(--muted);font-size:.95rem}
.ic{width:1.1em;height:1.1em;vertical-align:-.18em;flex:none}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.hdr{display:flex;align-items:center;gap:20px;height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;font-size:1.05rem;line-height:1.1}
.brand small{display:block;font-weight:500;font-size:.72rem;color:var(--muted);letter-spacing:.02em}
.logo-mark{width:38px;height:38px;flex:none}
.nav{display:flex;gap:22px;margin-left:auto}.nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}
.nav a:hover{color:var(--accent)}.hdr-cta{display:flex;align-items:center;gap:14px}
.nav-phone{font-weight:700;text-decoration:none;color:var(--ink);white-space:nowrap}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;border-radius:10px;font-weight:700;
text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;transition:.15s}
.btn-primary{background:var(--accent);color:#fff}.btn-primary:hover{background:var(--accent-d);color:#fff}
.btn-ghost{border-color:var(--accent);color:var(--accent)}.btn-ghost-light{border-color:rgba(255,255,255,.6);color:#fff}
.btn-ghost-light:hover{background:rgba(255,255,255,.1);color:#fff}
.btn-sm{padding:9px 16px;font-size:.92rem}.btn-block{width:100%}.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:8px}
.link{font-weight:700;text-decoration:none}
/* hero */
.hero{background:linear-gradient(135deg,var(--hero),color-mix(in srgb,var(--hero) 70%,#000));color:#fff;padding:56px 0 64px}
.hero a{color:#fff}.hero-tight{padding:44px 0}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}.hero-grid.no-form{grid-template-columns:1fr;max-width:820px}
.lead{font-size:1.15rem;opacity:.92;max-width:620px}
.checks{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:8px}.checks li{display:flex;gap:10px;align-items:center;font-weight:600}
.checks .ic{color:#9be3a9;background:rgba(255,255,255,.12);border-radius:50%;padding:3px;width:1.5em;height:1.5em}
.crumbs{font-size:.85rem;opacity:.8;margin-bottom:12px}.crumbs a{text-decoration:none}
/* form */
.quote-form{background:#fff;color:var(--ink);border-radius:16px;padding:24px;box-shadow:0 20px 50px rgba(0,0,0,.25);display:grid;gap:12px}
.section .quote-form{box-shadow:var(--sh);border:1px solid var(--line)}
.form-title{font-weight:800;font-size:1.2rem;margin:0}
.quote-form label{display:grid;gap:5px;font-weight:600;font-size:.9rem}
.quote-form input,.quote-form select,.quote-form textarea{font:inherit;padding:11px 12px;border:1.5px solid #cfd8d3;border-radius:9px;width:100%;background:#fff;color:var(--ink)}
.quote-form input:focus,.quote-form select:focus,.quote-form textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px var(--tint)}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:12px}.opt{font-weight:400;color:var(--muted)}
.consent{display:flex!important;grid-template-columns:none;gap:10px;align-items:flex-start;font-weight:400!important;font-size:.82rem!important;color:var(--muted)}
.consent input{width:auto;margin-top:3px}.consent a{color:var(--accent)}
.form-note{font-size:.82rem;color:var(--muted);margin:0;display:flex;gap:6px;align-items:center;justify-content:center}
.hp{position:absolute;left:-9999px}
/* sections */
.section{padding:64px 0}.section.alt{background:var(--alt)}.band{background:var(--tint);padding:56px 0}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;text-decoration:none;color:var(--ink);transition:.15s}
.card:hover{border-color:var(--accent);box-shadow:var(--sh);transform:translateY(-2px);color:var(--ink)}
.card p{color:var(--muted);font-size:.95rem}.more{color:var(--accent);font-weight:700;font-size:.92rem;display:inline-flex;gap:6px;align-items:center}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:24px}
.step{background:#fff;border-radius:var(--r);padding:24px;box-shadow:var(--sh)}.step p{color:var(--muted);margin:0}
.step-ic{width:46px;height:46px;border-radius:12px;background:var(--accent);color:#fff;display:grid;place-items:center;margin-bottom:12px}
.step-ic .ic{width:24px;height:24px}
.chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.chip{display:inline-flex;gap:6px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 16px;text-decoration:none;color:var(--ink);font-weight:600}
.chip:hover{border-color:var(--accent);color:var(--accent)}.chip .ic{color:var(--accent)}
/* prose */
.prose-wrap{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:48px;align-items:start}
.prose h2:first-child{margin-top:0}.prose ul,.prose ol{padding-left:1.3em}.prose li{margin-bottom:.4em}
.prose table{width:100%;border-collapse:collapse;margin:0 0 1.4em;font-size:.95rem}
.prose th,.prose td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.prose th{background:var(--alt);font-weight:700}.table-wrap{overflow-x:auto}
.tick{list-style:none;padding-left:0!important}.tick li{padding-left:28px;position:relative}
.tick li:before{content:"";position:absolute;left:4px;top:.45em;width:12px;height:7px;border-left:3px solid var(--accent);border-bottom:3px solid var(--accent);transform:rotate(-45deg)}
.callout{background:var(--tint);border-left:4px solid var(--accent);padding:16px 18px;border-radius:0 10px 10px 0;margin:0 0 1.4em}
.callout p:last-child{margin:0}.inline-form{margin-top:36px}
.side{position:sticky;top:90px;display:grid;gap:18px}
.side-card{border:1px solid var(--line);border-radius:var(--r);padding:20px;background:#fff}.side-card p{font-size:.95rem;color:var(--muted)}
.side-h{font-weight:800;color:var(--ink)!important;font-size:1.05rem!important;margin-bottom:6px}
.side-list{list-style:none;padding:0;margin:0}.side-list li{border-top:1px solid var(--line)}.side-list li:first-child{border:0}
.side-list a{display:block;padding:9px 0;text-decoration:none;font-weight:600;color:var(--ink)}.side-list a:hover,.side-list a.on{color:var(--accent)}
/* faq */
.faq details{border:1px solid var(--line);border-radius:10px;margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;padding:16px 18px;font-weight:700;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-size:1.4rem;line-height:1;color:var(--accent)}
.faq details[open] summary:after{content:"\2212"}.faq .ans{padding:0 18px 16px;color:var(--muted)}.faq .ans p:last-child{margin:0}
/* cta band */
.cta-band{background:var(--accent);color:#fff;padding:44px 0}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.cta-band h2{margin:0 0 4px}.cta-band p{margin:0;opacity:.9}.cta-band .btn-primary{background:#fff;color:var(--accent-d)}
.cta-band .btn-primary:hover{background:var(--tint)}
/* footer */
.site-footer{background:#141a18;color:#c5cec9;padding:52px 0 0;font-size:.93rem}.site-footer a{color:#e6ece9;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:32px}.foot-grid ul{list-style:none;padding:0;margin:0}.foot-grid li{margin-bottom:6px}
.foot-h{color:#fff;font-weight:800;margin-bottom:10px}.brand-foot{color:#fff;margin-bottom:12px}.disclose{font-size:.82rem;color:#98a39e}
.foot-base{border-top:1px solid #2a3330;margin-top:36px;padding:18px 20px;font-size:.82rem;color:#88938e}
.mobile-bar{display:none}
/* responsive */
@media (max-width:960px){.hero-grid,.prose-wrap{grid-template-columns:1fr}.side{position:static}.nav{display:none}
.foot-grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr}}
@media (max-width:640px){.hdr{height:60px}.nav-phone,.hdr-cta .btn{display:none}.hero{padding:36px 0 44px}
.grid2{grid-template-columns:1fr}.section{padding:44px 0}.foot-grid{grid-template-columns:1fr}
.mobile-bar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:10px;gap:10px}
.mobile-bar a{flex:1;text-align:center;padding:12px;border-radius:10px;font-weight:800;text-decoration:none;border:2px solid var(--accent);color:var(--accent)}
.mobile-bar .mb-quote{background:var(--accent);color:#fff}body{padding-bottom:70px}.brand small{display:none}}